What happens when you stop spending⌠and leads sti
Timeframe: Jan 2024 â May 2025
Type: Full-funnel SEO Growth + Retention-Driven Strategy
Highlight: đ 0 paid spend from Nov 2024 to Apr 2025: All conversions were retention and SEO-driven.
Mirae Asset Financial Services offers digital lending products like Loan Against Mutual Funds (LAMF), Loan Against Shares (LAS), and Personal Loans for salaried employees. Throughout last quarter of 2022 & 2023, the conversion strategy contained a mix of paid and earned media. But, considering the nuke scenario, it was important to strengthen organic as a medium.
Attribute | Loan Against Mutual Funds | Loan Against Shares | Personal Loan (Salaried) |
---|---|---|---|
Age | 28â50 | 30â55 | 24â40 |
Location | Metro cities (Mumbai, Delhi, Bangalore) | Tier 1 + Tier 2 cities | Specific PIN Codes |
Profession | Salaried, Business owners, | HNIs, Traders, Business Owners | Private Mis to Senior Level Employees |
Portfolio/Salary | MF portfolio âš1Lââš25L+ | Stock portfolio âš5Lââš1 Cr+ | âš35K+ monthly salary |
Tech Savviness | ModerateâHigh | ModerateâHigh | ModerateâHigh |
Pain Points | Doesnât want to redeem MF Needs quick liquidity | Liquidity without selling Market risk Tax implication | High interest elsewhere, Long process Need for speed |
Key Triggers | Emergency expense, Home/Office Renovation, Travel, Marriage | Margin call, Business liquidity, Market fall/Speculation | Personal use, To pay another loan, Weddings, Vacations, Credit Card bills, Medical Emergency |
Search Behavior | "Loan against MF", | "Loan against shares" | "Instant loan for salaried", "Low interest personal loan" |
Decision Time | Short (1â5 days) | Medium (3â7 days) | Very Short (0â3 days) |
Motivators | MF Retention, Saving on exit loads, Saving MFs before maturity | Speed + No liquidation | Speed, Easy, eligibility, Paperless |
Preferred Channels | Google Search YouTube Retargeting | Google Search Broker emailers LinkedIn | Google Ads UPI apps Meta ads |
Cluster | Objective | Sample Page |
---|---|---|
LAMF | TOFU+MOFU education + transactional CTA |
|
LAS | Mid-intent conversion & education |
|
Personal Loan | TOFU + local SEO |
|
Brand Pages | EEAT, Homepage, Navigation |
|
KPI | Full Period | Nov 2024 â Apr 2025 (Nuke Phase) |
---|---|---|
đ Organic Clicks | 142K+ | 27.6K |
đ Impressions | 3.8M+ | 721K |
â CTR | 3.7% (avg) | 3.8% (avg) |
đ Top Keywords | 280+ in Top 3 | Maintained Rank |
đ Retention Visits | 18â21% increase | Organic only |
đ Top Page | LAMF page (52K+ clicks) | Dominated |
Phase | Focus | Highlights |
---|---|---|
Q1 2024 | Tech SEO + Infrastructure | CLS fixes, image optimization, core schema |
Q2 2024 | Cluster Build | Content clusters live, improved indexation |
Q3 2024 | CRO + UX | Internal linking, CTA structure, top funnel TOC |
Q4 2024 â Q1 2025 | Nuke (No Paid Spend) | Retention-first growth, keyword stability |
Q2 2025 | Sustenance | Weekly crawl fixes, new blog funnel |
This project proves the compound effect of SEO. Even in a zero-budget environment, Mirae's search presence stood strong through retention, brand affinity, and intelligent SEO scaffolding.
đ Contribution in reducing CAC of âš12K in paid to near-zero CAC via organic + retention. Sustainable growth, built right.
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